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Get your approval letter back in as little as 10 minutes with a streamlined application process that asks only the necessary questions.

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Transparent pricing with no hidden fees. You know exactly what it will cost from the get-go.

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We know you aren’t a mortgage broker, and we made sure to put our process in easy-to-understand language that makes sense to everyone.

Smart

We brought mortgages into the 21st century and made the application process the smartest and fastest yet - without all the complicated stuff.

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Fast

Gone are the days of the suit-wearing broker and stuffy office appointments. Your mortgage can be done completely online with a team of customer service reps ready to answer any questions!

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Simple

You’re getting a mortgage - not a finance degree. Follow the process with easy-to-understand language and clear instructions about what you’re doing at each stage!

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Our Solutions

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SELF-EMPLOYED

Most self-employed borrowers have a hard time delivering proof of income the way lenders want. You’re working with self-employed mortgage specialists when you work with us - find out how much you qualify for now.

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DEBT CONSOLIDATION

Debt weighs heavy and you aren’t alone - half of all Canadians are in need of debt relief. Get the relief you want with our discreet, and stress-free debt consolidation process. Apply now for your instant approval.

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REFINANCING

Refinancing in less than two weeks? Yes, that option exists. Our 100% online mortgage application gives you the flexibility and guidance you need to refinance at the best time while receiving the most competitive rates. Start now!

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SMALL BUSINESS LOANS

Growing your small business and need an investment to jump start the process? Even if you’ve been turned down before, we’re here to help. We provide access to flexible, fast and fair terms to increase your cash-flow. How much do you need to grow your business?

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BUYING A HOME

Buying a home and already frustrated with how slow, complicated and messy it is? Our Smart application process turns the home buying experience into a transparent and quick process. Ready to buy your next home?

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PRE-APPROVAL

Get a clear picture from the beginning. Our Smart mortgage process will tell you how much you can spend on your house, how much your down payment will be and can even help you lock in an interest rate for six months.

Testimonials

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What a great experience! My husband and I were looking to increase our retirement income. We were referred to the experts at LoanDesk by our financial planner. They took time to have a very in-depth conversation with us to learn what we needed. They explained all of our options and presented several options. In the end, we chose a reverse mortgage. When they first introduced us to this, we were a little wary of the type of mortgage because we had seen lots of negative stories in the news. Once they explained all the benefits and the disadvantages of this type of mortgage, we believed we were making the right choice. We love the flexibility it provides us, and we were even able to take a trip to Europe that we both always dreamed of. I want to express my sincerest gratitude to everyone that helped us with our mortgage.

- HR Reverse Mortgages
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